Elsie's phone is cut off. She is furious as it was Suzie and Gail's turn to pay the bill. Steve worries that Suzie will get hurt by Mike. When Gail refuses to tell her about the bet, Steve does. Mavis feels put upon by the Faircloughs. Derek advises her to use Auntie Edie's money as a deposit on a house of her own. They go house hunting. Suzie stands Mike up and is annoyed that Gail didn't tell her about the bet. Mavis goes to the building society to see if she could get a mortgage. Eddie tries to sell turkeys for Christmas. Mr Irwin at the building society tells Mavis that she can't get a mortgage on her salary. Derek tells her not to give up and that he might have the solution.