With Annie and Lucy adding a new bathroom, and the need for a new car, Eric is depending on his built-in annual raise from the church board. However, when the church deacons gets the wrong impression about the Camden's financial situation, they reject his annual raise. It's up to Ruthie to save the day when she realizes what is going on and to convince them to change their minds about their plan. Meanwhile, a young hospital patient (Josh Evans, "Passions") offers Matt some career advice. Also, Simon attempts to entertain a classmate who has a crush on him.